IndustriesPainting
Painting insurance
Painting contractors work inside and outside homes and commercial buildings, around clients' property and neighbours' cars.
Risks on the jobPainting
- Overspray damage to vehicles and neighbouring property
- Falls from ladders and lifts
- Lead paint on homes built before 1978, which falls under EPA renovation rules
- Fire and fumes from solvents
Coverage commonly carriedCoverage
- General liability. Claims of bodily injury and property damage to others arising from your work.
- Workers' compensation. Medical costs and lost wages for employees injured on the job.
- Commercial auto. Trucks, vans and trailers owned or used by your business.
- Tools and equipment. Tools and equipment on the job site, in transit and in storage.
QuestionsFAQ
Is overspray damage covered?
Damage your work causes to other people's property, including overspray, is generally covered by general liability.
Does general liability cover lead paint?
Lead is often excluded. Work on homes built before 1978 also requires EPA lead-safe certification.
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