IndustriesExcavation
Excavation insurance
Excavation contractors dig, grade and move earth with heavy equipment. Underground utilities, trenches and neighbouring foundations shape the risks.
Risks on the jobExcavation
- Striking underground utilities
- Trench collapse
- Damage to neighbouring foundations and property
- Damage to or theft of heavy equipment
Coverage commonly carriedCoverage
- General liability. Claims of bodily injury and property damage to others arising from your work.
- Workers' compensation. Medical costs and lost wages for employees injured on the job.
- Commercial auto. Trucks, vans and trailers owned or used by your business.
- Tools and equipment. Tools and equipment on the job site, in transit and in storage.
- Commercial umbrella. Higher liability limits above your general liability, auto and employer's liability.
QuestionsFAQ
Is my excavator covered by commercial auto?
No. Excavators and other mobile equipment are covered by a contractor's equipment policy.
Do I need to call 811 before digging?
Yes. State one-call laws require notifying the utility locating service before excavation.
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