IndustriesSiding
Siding insurance
Siding contractors install and replace exterior cladding, trim and windows, often on older homes and at height.
Risks on the jobSiding
- Falls from ladders and staging
- Water intrusion behind siding that shows up after completion
- Damage to windows, landscaping and vehicles during the work
- Lead paint on homes built before 1978, which falls under EPA renovation rules
Coverage commonly carriedCoverage
- General liability. Claims of bodily injury and property damage to others arising from your work.
- Workers' compensation. Medical costs and lost wages for employees injured on the job.
- Commercial auto. Trucks, vans and trailers owned or used by your business.
- Tools and equipment. Tools and equipment on the job site, in transit and in storage.
QuestionsFAQ
Do I need special coverage for lead paint work?
Lead is often excluded from general liability. Work on homes built before 1978 also requires EPA lead-safe certification.
Is water damage behind siding covered?
Damage to the building that your work causes may be covered under completed operations, subject to the policy's terms.
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