IndustriesConcrete
Concrete insurance
Concrete contractors pour foundations, slabs, flatwork and walls. Heavy equipment, formwork and the long life of the finished work shape the risks.
Risks on the jobConcrete
- Formwork failure during a pour
- Cracking and settling claims after completion
- Injuries around pumps, mixers and heavy equipment
- Silica dust exposure from cutting and grinding
Coverage commonly carriedCoverage
- General liability. Claims of bodily injury and property damage to others arising from your work.
- Workers' compensation. Medical costs and lost wages for employees injured on the job.
- Commercial auto. Trucks, vans and trailers owned or used by your business.
- Tools and equipment. Tools and equipment on the job site, in transit and in storage.
- Commercial umbrella. Higher liability limits above your general liability, auto and employer's liability.
QuestionsFAQ
Are cracks in a finished slab covered?
Damage the work causes to other property may be covered under completed operations. Repairing or replacing your own work is generally excluded.
Is my mixer truck covered by commercial auto?
Vehicles registered for road use are covered by commercial auto. Equipment mounted on them and off-road equipment may need a contractor's equipment policy.
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