IndustriesHandyman
Handyman insurance
Handyman businesses take on many small jobs across many trades. Policies for handymen often list the types of work they cover.
Risks on the jobHandyman
- Damage to the client's home and belongings
- Work outside the types listed on the policy
- Theft of tools
- Injuries from ladders and power tools
Coverage commonly carriedCoverage
- General liability. Claims of bodily injury and property damage to others arising from your work.
- Tools and equipment. Tools and equipment on the job site, in transit and in storage.
- Commercial auto. Trucks, vans and trailers owned or used by your business.
- Workers' compensation. Medical costs and lost wages for employees injured on the job.
QuestionsFAQ
Am I covered for any job I take?
Not always. Handyman policies often list the types of work covered, and some exclude roofing, electrical or other specialty work.
Do I need workers' comp if I work alone?
Rules for sole proprietors vary by state. Many allow owners to exclude themselves; some clients still ask for coverage.
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