IndustriesRemodelers
Remodelers insurance
Remodelers work inside occupied homes, around the client's belongings and family. Most claims involve damage to the client's property or problems that show up after the job is finished.
Risks on the jobRemodelers
- Damage to the client's home and belongings during the work
- Water damage from plumbing and fixture work
- Claims that arise after the project is complete
- Theft of tools from the job site or vehicle
Coverage commonly carriedCoverage
- General liability. Claims of bodily injury and property damage to others arising from your work.
- Workers' compensation. Medical costs and lost wages for employees injured on the job.
- Commercial auto. Trucks, vans and trailers owned or used by your business.
- Tools and equipment. Tools and equipment on the job site, in transit and in storage.
- Builder's risk. The building or structure while it is under construction, including materials on site.
QuestionsFAQ
Does general liability cover damage to the client's home?
Damage your work causes to the client's property is generally covered. The cost to redo your own faulty work is generally not.
Do I need builder's risk for a remodel?
Larger renovations often use a renovation or remodeling form of builder's risk. The contract usually says who buys it.
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