IndustriesMasonry
Masonry insurance
Masonry contractors build and repair walls, chimneys, veneer and structures in stone, brick and block. The work is heavy, often at height, and the finished work carries load for years.
Risks on the jobMasonry
- Falls from scaffolding and ladders
- Injuries from lifting heavy materials
- Silica dust exposure from cutting stone and block
- Collapse of walls during construction and damage to adjacent property
Coverage commonly carriedCoverage
- General liability. Claims of bodily injury and property damage to others arising from your work.
- Workers' compensation. Medical costs and lost wages for employees injured on the job.
- Commercial auto. Trucks, vans and trailers owned or used by your business.
- Tools and equipment. Tools and equipment on the job site, in transit and in storage.
- Commercial umbrella. Higher liability limits above your general liability, auto and employer's liability.
QuestionsFAQ
Why is workers' compensation for masonry higher than for some trades?
Rates are set by job classification and reflect the injury history of the trade. Masonry involves heavy lifting and work at height.
Is a retaining wall failure covered?
Damage that a failed wall causes to other property may be covered under completed operations. The cost to rebuild your own work is generally excluded.
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