IndustriesLandscaping
Landscaping insurance
Landscaping and lawn care businesses work on many properties each week with mowers, trimmers, trailers and seasonal crews.
Risks on the jobLandscaping
- Objects thrown by mowers damaging cars, windows or people
- Pesticide and herbicide application, which is often excluded from standard general liability
- Trailer and equipment theft
- Seasonal and part-time crews
Coverage commonly carriedCoverage
- General liability. Claims of bodily injury and property damage to others arising from your work.
- Workers' compensation. Medical costs and lost wages for employees injured on the job.
- Commercial auto. Trucks, vans and trailers owned or used by your business.
- Tools and equipment. Tools and equipment on the job site, in transit and in storage.
QuestionsFAQ
Does general liability cover chemical application?
Pesticide and herbicide application is often excluded from standard general liability and may need separate coverage. Many states also license applicators.
Are my mowers and trailers covered on the road?
Trailers can be listed on the commercial auto policy. Mowers and other equipment are covered by a tools and equipment policy.
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